Wall Street Journal Subscription Agreement

8.3.4 You cannot create apps, extensions or other products or services that use our content without our consent. You cannot aggregate or use our content in a way that could reasonably replace a subscription to a service. 14.1 The parties recognize that intellectual property rights may require, legally or in general law, fair forms of redress that are best managed by the courts; Accordingly, the parties agree that, with the exception of legal or common law claims relating to intellectual property and litigation qualifying for small court claims, any controversy or claim arising from or related to this agreement or any aspect of the relationship between us, whether in the contract, the illegal act, the law, the fraud , misrepresentation or other legal theory, will be resolved by an arbitration procedure of the American Arbitration Association (“AAA”) in accordance with its commercial rules and complementary procedures for consumer disputes. The verdict on the arbitrator`s arbitration award may be referred to any federal or national court with jurisdiction in New York County, New York. For more information on arbitration procedures, AAA and arbitration, please visit the American Arbitration Association`s website at adr.org. You agree that by entering into this agreement, you and we will waive the right to go to court, unless otherwise stated above. Any arbitration proceedings under this agreement take place on an individual basis; Class arbitration proceedings and class actions are not permitted and, by entering into this agreement, you are waiving the opportunity to participate in a class action. All issues must be decided for the arbitrator, except that issues related to the scope, application, and applicability of the arbitration provision must be decided for the court. As noted in Section 15 below, New York law applies to any arbitration proceedings under this section, but the parties recognize that the Federal Arbitration Act governs the interpretation and application of this provision.

This conciliation agreement also applies after the end of the agreement. This arbitration agreement does not prevent you from bringing to the attention of the problems of federal, regional or local authorities, and if the law allows, they can ask for a discharge against us. You must be 18 years of age or older to purchase a subscription to the services or other content, products or services we offer through the Services. If you are under the age of 18 and wish to make such a purchase, ask your parent or legal guardian to complete the purchase on your behalf. You agree to pay the subscription fee and all other fees related to your account for a service (including all applicable taxes) at the rates in effect at the time the fee was taken. If your subscription includes access to areas of premium content or services, your access to these areas may be subject to additional fees and conditions that will be disclosed separately in these areas. Unless you have paid by cheque, we automatically charge all charges on your credit card. The subscription fee is charged at the beginning of your subscription and for a possible extension. As a general rule, not all fees and royalties are refundable. We reserve the right to issue refunds or credits at our sole discretion. If we have been refunded or credited, we are not required to issue this refund or similar refund in the future. Please visit our customer centre at customercenter.wsj.com for more information on our refund policies.